Posts By: Melissa Johnson

Business software is an essential tool to promote efficiency and save costs in running activities. However, there are different kinds of software, and business owners must find the right type that the company will need to operate effectively. The types of business software included

  • Account software
  • Billing software
  • Word processing software
  • Database software
  • Desktop publishing programs
  • Asset management programs
  • Payroll software

There are consulting companies that can help businesses with the appropriate software for their business. This is because a business may not require all the types of software to operate effectively.

Tips for Choosing Business Software

A business owner intending to incorporate software should read business software reviews to learn from the customer’s experience. The following tips should be considered in searching for software for your business:

1.Multiple purpose software

Business owners should always seek software that can perform multiple purpose tasks for their business. It saves time, resources, and energy if one can perform several business activities on a particular software. When reading reviews, entrepreneurs can easily pick out that software that performs more tasks as experienced by users of this software.

2.User-friendly software

It will be unwise to invest in software that is not user-friendly or require …

day trading app

New York Stock Exchange (NYSE) is the world’s largest equity stock market. The stock exchange company, in 2005, started an electronic trading system. Then onwards, NYSE became a publicly traded company with a traditional floor trading system and electronic trading system. World-class companies sell off their company equity and shares through this top stock exchange market located in New York City. The renowned Chinese company Alibaba group also trade as a NYSE: BABA at

What exactly for Alibaba group?

Alibaba is a China-based multinational technology and an e-commerce company that offers retail and wholesaling shopping. Alibaba brings millions of products in over 40 various major categories into one online platform. They serve over 150 plus countries and regions worldwide and also have the facility to interact with buyers and sellers in their local or native languages. In the year 2014, Alibaba Got the tag of the world’s biggest Initial Public Offerings (IPO). It became one of the most valuable technology companies in the globe after raising $25B from its United State’s IPO. Alibaba also ranks in one of the Chinese top state-owned public companies.

How Alibaba performs

A company’s market capital indicates the publicly traded company’s size. Alibaba‘s …

Established by Sukanto Tanoto, the Tanoto Foundation recognizes the importance of boosting medical research in Asia, leading to better healthcare in the region. A recent study conducted in Singapore by researchers from the SingHealth Duke-NUS Institute of Precision Medicine (PRISM) and the National Heart Centre Singapore (NHCS) discovered an important link between sleep deprivation and cardiovascular disease.

The study was supported by SingHealth, Duke-NUS Medical School, National Heart Centre Singapore, Singapore National Medical Research Council, the Lee Foundation, and the Tanoto Foundation.

The findings, published in the Communications Biology journal, demonstrated that chronic sleep deprivation could lead to an increase in cardiovascular disease risk markers and accelerated biological aging.

Sukanto Tanoto

The PRISM-NHCS team analyzed the sleep patterns of Singaporeans through data collected from wearable technology. More than 480 healthy volunteers donned Fitbit trackers and submitted one week’s sleep data for the study.

The team collected detailed lifestyle information and data from each individual on other cardiovascular disease risk factors, such as blood pressure, cholesterol, and blood glucose. Further analysis focused on cardiac images of each individual and whole-genome sequencing as well.

The study required accurate data on the participants’ biological age, as opposed to chronological age. As such, co-lead of …

The main question that investors are asking is when the perfect time to purchase gold in general is. For instance, in 2011, the price reached a peak, and since then, it is only declining. Therefore, buying it is not for everyone, especially ones that are faint of heart.

Have in mind that the main reason why people still consider it as the suitable investment option is due to its haven features during the financial crisis. Therefore, we can say that gold is the best way to protect you against a stock market crash.

At the same time, its prices increased 15 days after the crash, which creates severe issues for the overall economy. The main idea is that investors got frightened, and that is why they sold their stocks to purchase gold instead.

However, fifteen days afterward, the prices got back, and only people that sold within this particular period earned a profit. It does not matter if you wish to purchase bars or old gold coins, because it is vital to learn everything about it before you make up your mind.

This particular precious metal has been used as the form of currency since ancient times. Therefore, they …

Are you’re planning to start a business in the British Isles? Well, in both cases it’s important to be prepared for a new situation. To do business in England successfully, you should know some basic business tips. This article will tell you about these tips and also will help you with chargeback insurance providers.

Doing Business in the UK: Chargeback Insurance Providers

The UK is among the world’s largest, most competitive markets and represents a global center of excellence across more than one business sector.

The City of London and New York are still playing a major role in the international finance field. The UK offers an appealing market to business owners and world-class incentives to help merchants benefit from a sophisticated consumer base and an extremely educated workforce.

Did you know that 4 out of 10 of the micro businesses operating in the UK don’t accept card transactions, as payments provider Square reports?CEO of Square Jack Dorsey notes that modern payment technology could save small businesses in a world where consumers are increasingly choosing to make payments online.

To start accepting payments online, you should find a reliable payment processor to work with. Well, who can help you with …

  • Step #1 Gather together all the past due invoices, and stamp them PAST DUE.
  • Step #2 If you have an email address or phone number with a contact name for your client, email them or call them and give them the information on the past due invoices and let them know their account is on hold.
  • Step #3 Mail the invoices to your client with return receipt requested or send them in a flat rate Priority Mail envelope with delivery confirmation.
  • Step #4 Send a letter with these invoices stating the age, invoice numbers, their PO#, your account #, total amount due, and any other pertinent information.
  • Step #5 Tell them their account is on hold and you will not be shipping any more products or providing any services to them until these invoices are paid. You can include a self addressed envelope and state that you have enclosed an envelope for them to send their check. Give them a date, to have this paid to you.

A balance transfer credit card is basically an offer of either a zero interest rate or very low interest rate for a set period. The typical period is 6 months although there are variations on this and there have even been some low rates set for the lifetime of the balance. However, these are becoming rare. Once, the offer period expires then the outstanding balance reverts to the standard rate on purchases. This is very important, as at this point the credit card company will hope the consumer will not take any action and so the company can begin to earn money on the balance.

A 0% purchase offer credit card has many similarities to the balance transfer offers. The introductory rate and period are usually 0% and 6 months in the same way as the balance transfer. Also, once the period expires the outstanding balance is subject to the standard rate on purchases. It is an important point to note that the introductory rate does not apply indefinitely on purchases made in the period, but only applies for the duration of the introductory period.

It is often the case that credit card companies will offer both the balance transfer …

In addition to getting harassing collectors off your back, credit counseling can be an educational experience that you can carry with you throughout life. Whatever the reason for your financial problems, credit counseling can teach you how to avoid those problems in the future should you be faced with the same circumstances.

Credit counseling is confidential and rightly so as money is quite a private issue for most people. Some even find it difficult to have such intimacies exposed in credit counseling. Hopefully you will be met with a caring and professional credit counselor who can ease your worries and make you feel at home discussing your current financial situation.

One of the things that you should learn through credit counseling is how to make the most out of the money you have. How to stretch your dollar, so to speak. Of course this will help your current situation but it will also help you hold on to more of your money in the future and keep you out of situations similar to the one that brought you to credit counseling in the first place.

Credit counseling is not for everyone by any means. Some people simply don’t respond to …

  1. Protect your account numbers – Most stores only print the last four or five digits of the charge account on your receipt. However, some stores haven’t caught up with technology. If the merchant makes an impression of your charge card, be sure to ask for any carbons that are part of the receipt. “Dumpster divers” can lift account numbers from discarded carbons to steal your identity and your account information.
  2. Protect Your Social Security Number – If you are asked to provide a SSN when making a purchase, challenge the cashier as to why they need this information. Request that some other form of ID be used instead of your SSN. There is no valid reason for them to request this information. You provided it when you applied for your account so they should already have this on file.
    However, if you’ve opened a new account, don’t be surprised if the cashier asks to see some form of picture ID, such as a driver’s license. Don’t view this as an imposition, remember that the store is actually taking steps to protect you – making sure that you are the account holder.
  3. Keep an eye on your charge cards and receipts

An online loan came to benefit both the borrower as well as the loan provider. The ease with which online loans resulted into will be best illustrated when compared with the scenario that prevailed before its inception. A borrower was required to be present at the loan provider’s office for all the documentation. The situation became more troublesome when the period of operation of the loan provider matched the office timings of the individual. This excludes the plight of common borrowers who had to visit several lenders to check their loan offering. There was no other manner in which the borrower would have conducted the search in those days. Most borrowers who could not have borne the inconveniences of the process unwillingly accepted the offers that came to them, with full knowledge that they could have received better deals.

The benefit to the loan provider accrues in terms of the decrease that online loans have brought about in the paperwork. Details of each borrower needed to be documented. This would often be too time-consuming. Besides, there was unnecessary wastage of stationery and required the employment of personnel to undertake the job. An online loan saves for the borrowers on all …

Scroll To Top